In June 2017, IBM Security and Ponemon Institute released the 2017 Cost of Data Breach Study: Global Overview. The study provides a snapshot of the cost of a data breach across the globe, using data from 419 companies in 11 countries and two regions, which includes the United States, Canada, and the United Kingdom.

Caring for a loved one who is seriously injured or ill can be a difficult and emotionally challenging time for a family. The New York Paid Family Leave (PFL) regulation ensures job-protected leave for employees to care for family members that qualify as seriously injured or ill.

By Barbra Merwin

Helping clients find the right amount of coverage to protect their business (and their employees) is a tough job for agents. But it’s an important responsibility that could mean the difference between a lost client and a client for life. In terms of disability coverage, one of the most common questions we get from agents is a seemingly simple one: How much disability coverage does my client need?

Serving in the U.S. Armed Forces brings with it a great honor. But it also comes with great sacrifices, obstacles, and pressures for a service member’s family. That is why it’s so essential for families to be prepared for the huge lifestyle and personal changes that come with active military duty deployment.

Welcoming a new child into the home is an important and exciting time in a family’s life. This life-changing event brings with it a mix of positive experiences and new pressures. While there is no federal requirement as of this publishing for paid family leave in the United States, the State of New York will start supporting families through this big change beginning on January 1, 2018 with the implementation of the New York State Paid Family Leave (PFL) Policy.

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