Insurance companies come across all kinds of claim scenarios. In this article, we will discuss three different scenarios and the coverages that apply (or may not apply) to them:

• Slip and fall incident
• FDIC (Federal Deposit Insurance Commission) investigation
• EEOC (Equal Employment Opportunity Commission) charge

These serve as great insurance claim examples to share with your clients of situations they may come across, and could help identify an exposure or a gap in coverage they might have.

Categories: Workers' Compensation , Financial Institutions , EPLI Coverage

Sue first; ask questions later. That’s the mindset of many employees in today’s workforce.

Categories: EPLI Coverage

Statistically, it’s three times more likely to happen than a fire. But like a devastating blaze, it could destroy your business. It’s an employee lawsuit.

Categories: EPLI Coverage

Twenty years ago, EPLI wasn’t widely used in the United States; even a decade ago, most companies didn’t buy it. Today, while many companies have stand-alone EPLI coverage, only about 20 percent of businesses with fewer than 50 employees had it as recently as 2015, according to Advisen, a data, media, and technology solutions provider for the commercial property and casualty insurance market.

Categories: EPLI Coverage

Sales projections, project deadlines and prospecting for customers are always on the minds of small business owners. Unfortunately, something that rarely crosses a small business owner’s mind is the possibility of an employee lawsuit.

Categories: EPLI Coverage