Small businesses face a variety of challenges every day. A Business Owner’s Policy (BOP) can help small business owners feel a bit more secure in their business venture. As we discussed last week, a BOP covers three of the most common business liabilities: general liability, property, and business interruption coverage. Designed with small businesses in mind, this coverage is affordable, customizable, and tailored to your specific industry. Do you need it for your business?

Company holiday parties are a great opportunity to show your employees your appreciation, but they also come with inherent risks.

Here are six simple ways to reduce your company's risk of liability this holiday season, brought to you by the AmTrust Financial Loss Control team.

If you’ve ever asked yourself, “what coverage do other businesses like mine have?” or “what kind of insurance is common in my industry?” then a Business Owner’s Policy (BOP) might be a great solution for your small business. This common type of insurance offers a combination of coverages that would normally be available separately. By bundling them together, business owners can save money and get better coverage.

Sue first; ask questions later. That’s the mindset of many employees in today’s workforce.

Statistically, it’s three times more likely to happen than a fire. But like a devastating blaze, it could destroy your business. It’s an employee lawsuit.

Twenty years ago, EPLI wasn’t widely used in the United States; even a decade ago, most companies didn’t buy it. Today, while many companies have stand-alone EPLI coverage, only about 20 percent of businesses with fewer than 50 employees had it as recently as 2015, according to Advisen, a data, media, and technology solutions provider for the commercial property and casualty insurance market.