Insurance companies come across all kinds of claim scenarios. In this article, we will discuss three different scenarios and the coverages that apply (or may not apply) to them:

• Slip and fall incident
• FDIC (Federal Deposit Insurance Commission) investigation
• EEOC (Equal Employment Opportunity Commission) charge

These serve as great insurance claim examples to share with your clients of situations they may come across, and could help identify an exposure or a gap in coverage they might have.

According to the American Ladder Institute, over 300 people die each year in ladder-related accidents, while thousands of others suffer disabling injuries. Whether you are working at a job site or simply taking care of your to-do list at home, keeping safety at the forefront of your mind can help avoid a serious injury or even death.

AmTrust is the third largest writer of workers’ compensation coverage for small businesses in the United States, according to SNL Financial’s 2016 Workers’ Comp market share report. While workers’ comp is largely what we are known for, our product portfolio contains a wide array of different coverages to suit the needs of our agents’ small business clients.

2017 was an interesting year for the small business owner. Between recent tax law changes and public policy overturns, the business landscape is completely changed in 2018. What hasn’t likely changed, however, is the desire of small business owners to continue to grow their enterprises.

Small business owners hoping to maintain or expand their financial success into and beyond 2018 might do well to keep a finger on the pulse of current business trends. Whether you’re considering ideas for the best small business to start or you’re wondering about the most profitable small businesses, it’s clear that there are several industries making great leaps and bounds right now.

In a recent survey from Deloitte University Press, 64.9% of participants said news of cyber-related losses experienced by others was the biggest driver of cyber liability insurance sales.¹ But why does it take another company losing millions of dollars for small and mid-size businesses to take note of their own exposures?